Learn More

Mortgage Status for Owner Units

Variable Definitions:

The Mortgage Status variable examines the owner-occupied housing units in an area, classifying units as either having a mortgage attached to them, or owned “free and clear” (with no mortgage). A mortgage “refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans” (American Community Survey). 

Source:

American Community Survey, 5-year estimates, Table B25081

Years Available:*
2011 – 2023

*Note: Each year of available data shown above is a 5-year estimate, or an average of data collected over a five year period. 5-year estimates are used to increase the reliability of the data at small geographies like neighborhoods and census tracts. The years shown on the NDSC map represent the final year of the five year average (e.g. “2010” represents 2006-2010 data, “2011” represents 2007-2011 data, and so on). For the most impactful comparison of data over time, the ACS recommends comparing non-overlapping years (e.g. 2010-14 with 2015-19).

Why are these variables important to measure?

Coming soon!

Citations:

Related Data Stories

Policy Areas

Close Menu